Ethereum, Cardano and Ripple’s XRP remain the talking points for most crypto commentators and observers. It’s easy to understand why: they’re the top altcoins with competing narratives. ETH remains the second-best crypto and it’s surging past $2k as Vitalik Buterin unveils the chain’s new roadmap focused on privacy and scalability. Cardano and XRP are just two of the top altcoins breathing down Ethereum’s neck.
But for Standard Chartered, it’s the PayFi OG XRP with the best chance to flip Ethereum. Per the bank’s estimates, XRP can surge by 500%, enough to unseat Ethereum. But does Cardano have a chance and the other coins aren’t as competitive enough? Not so fast another PayFi project is set to disrupt the scene, offering bigger ROI for early adopters!
Too legit and can flip ETH? Standard Chartered Sets $12.30 as XRP’s TP
Geoffrey Kendrick, Standard Chartered’s global head of digital assets research, is betting heavily on XRP. He has already voiced backing of the popular asset and is now doubling down on its medium-term growth. For Kendrick, XRP will surge by 500%, shooting up to $12.30 by 2028. In a published email to The Block, Kendrick projects that Ripple’s XRP will potentially flip Ethereum as the second biggest crypto (non-stablecoin) by market cap.
So what’s fueling XRP’s potential rise?
According to Kendrick, they’re expecting XRP to shift gears thanks to its expanding use cases, favorable regulatory developments, and increasing institutional adoption. For years, Ripple has been bogged down by SEC inquiries and cases. But the recent announcement of CEO Brad Garlinghouse that the agency has dropped its apparel sets the tone.
XRP is currently trading between $2.15 and $2.26, and it’s 5% up from last month.
Cardano banks on increasing staking inflows
Cardano is currently struggling price-wise, trading between $0.60 and $0.70 in the last three weeks. Although it’s up by 4% from last month per CoinGecko, it’s struggling to revisit the $1 level, which it held last March 5th. On its daily charts, Cardano’s price action has caused an alarm for some holders. It has been on a downward trend these past few months, after hitting a high of $1.326 last December 2025.
A potential catalyst for ADA is the influx of new long-term investors. Interestingly, there’s a growth in staking inflows in the chain. According to Staking Rewards, the chain experienced a spike of 307 million ADA staked, valued at around $215 million. The analytics side added that the surge happened this April 30th, when 160 million ADA were staked on the chain.
Remittix- Ready to flip the PayFi script
Ripple’s XRP and ADA may be the trending coins now to flip Ethereum, but a new PayFi project is set to rewrite the script. Let’s welcome Remittix, with an ERC-20-grade token, which aims to improve cross-border payments. The project builds on XRP’s core function but brings more to the table: its Pay API is super-fast and simple and users just need to connect their wallets to start enjoying its crypto-to-fiat payments.
Built for the enterprise and individual consumers, Remittix offers a win-win cross-border solution transactions are lightning fast, with no extra charges for forex or even hidden costs. The project’s native token, the RTX, is currently on presale. Initially offered at the price of $0.015, it’s now selling for $0.0757 with plenty of price changes in sight. There’s no vesting period for the RTX; early buyers get their tokens 5 days after its launch.
While Standard Chartered is counting on ‘a friendlier SEC’ and potential end of a ‘tariff mess’ that can spur XRP, Remittix is banking on a revolutionary use case, and it’s on a mission to expand PayFi.
Learn how you can participate in the Remittix pre-sale:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
Disclaimer: This is a Press Release provided by a third party who is responsible for the content. Please conduct your own research before taking any action based on the content.
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