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How to Live Well Without a Job: Is it Possible? Let’s Find Out

If you have been unemployed you know how difficult it is without a job. But what if you want to survive full-time without a job? Find out How
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If you have ever been unemployed, then you know how difficult it is to survive without a job. But what if you want to survive full-time without ever having to punch the clock?

What if you would like to meet your needs without having a boss, without having responsibilities or having to endure the daily grind like everyone else?

The bad news is that this can be extremely challenging for anyone, but it certainly is doable with the right preparation.

In this article, we will be looking at some of the strategies and methods that you can use to survive and live a happy life without ever having to fill out an employment application.

Create Income Sources

The easiest way that you can live without job is by having other sources of income. Obviously, if your parents have set up a trust fund with millions of dollars in it, then you will never have to work and can pretty much do as you wish.

Unfortunately, almost no one has a trust fund set up in their name. Most people have to cultivate sources of income themselves. This requires understanding what methods are out there for creating passive income and taking the steps required in order to make them passive income work for you.

Passive income is income that you do not have to do anything to. For example, passive income happens while you are asleep, while you are watching movies on television or without your input whatsoever.

A couple of the popular ways that people set up passive income sources is Internet marketing and writing. Internet marketing is a method of capitalizing on the traffic that websites get interning that traffic into affiliate royalties, your own sales or simple advertising dollars.

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For example, if you have set up a website that gets thousands of visitors a day, then partnering with an advertising agency or a specific company that will pay you to display their ad to those thousands of visitors may be your passive income.

Of course, the trick is to get that website set up in the first place.

If this interests you, take a look at our complete guide on how to setup a blog and make money.

Another way the people do this is by authorship. Books sell even when you are not writing them. In fact, you are almost always writing a new book while the old one is selling. If you want to passive income, then you might consider becoming an author and publishing your books.

There are quite a few ways out there for you to set up a passive income source.

This is the easiest way that you can live without a job, but the problem is that many of these methods take almost as what work or more than you would do by earning the money yourself in a job, but do come with the satisfaction of working for yourself.

We delve in deep into different methods for earning extra income in the following posts:

Saving on Housing

Housing is another area that you have to worry about if you’re looking to live without a job. Luckily, there are some methods out there that you can get housing without having to spend money.

For example, if you have enough friends that will let you stay with them part of the year, then you could literally couch surf your way through life without ever having to pay rent. If you have your own home, then you might be able to rent out part of it which will pay the rent and allow you to live there for free.

These are two of the popular methods that people have for staying somewhere without having to pay for it. However, when it comes to housing, there are actually a myriad of solutions.

For example, you might be able to trade work done on a house in order to live there for years. If you find a house that has been abandoned or nearly destroyed, and the owner wants to renovate it, then you can make a deal with them to live there free of charge while you slowly do all of the work that is required to get the house in order.

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Read: Guide to Living Below Your Means

You might get a few years out of the deal of living absolute rent-free with a couple hours of work today applied to the house while the owner gets free labor and complete renovation just for shelving their current timeline and waiting until later in order to flip the house or rent it out.

You might also consider going out into the woods and camping. For the most part, it can be problematic to camp on private property or public land long-term. However, you can get away with it if you continually move around.

You might even be able to find someone that has land that they are not using and get permission to camp on it in return for keeping the area clean or providing security. There are lots of different methods out there for living somewhere without paying.

Read the following Guides on how to Save Money:

Food Considerations

Food is definitely something that you want to consider carefully if you’re thinking about trying to live without an income. You have to be able to eat. You cannot go without food like you can Netflix or other luxury items. You might be able to go without food for a few days, but the longer you do not eat; the harder it will be for you to do anything because your body needs that food for energy.

So, how can you get food without having to pay for it? There are several ways in fact. The first way is by growing the food yourself.

Depending upon the kind of diet you are following, you may be able to grow vegetables and eat them to provide your entire diet, or you may need to add a protein of some kind such as growing chickens and slaughtering them for other animals to provide the protein that you need.

The bottom line is that there are places in which you can get food without having to fork over cash for it. Whether you go hunting yourself in a wooded area or you grow your own vegetables, there are ways these can sustain yourself and maintain your regular diet without having to spend money on food.

Cut Back Entertainment Costs

You may have to reduce your costs when it comes to entertainment. Many people spent hundreds of dollars each month on entertainment. They go to the movies, they buy popcorn and candy and spend $10 or $11 on a showing, while others buy books, movies over the Internet or pay for streaming services.

The average cost of entertainment for the regular person, including eating out, is around $300 a month. Obviously, when you’re trying to live without a job, this can be a huge expense.

That’s why your first task is to reduce the amount of entertainment that you get down to what only cost you a few dollars a month.

If you are a reader, then you might be able to live with Amazon’s Kindle Unlimited program. For $10 a month, you get access to hundreds of thousands of books free of charge to read sort of like your local library.

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If you do not wish to spend $10 a month and you have the ability to get to your regular library, then you may not have to spend any money at all. Instead, you can borrow books that are available in your local library and read them instead. The only disadvantage here is the you have to return them in order to get new books.

If you are not into books as a form of entertainment, the newer going to have to look at other sources. Movies are great form of entertainment, but they do require expending a certain amount of money in order to watch them.

For example, you may need to pay a streaming service in order to watch the latest movies and television shows, or you may need to buy discounted movies and television shows that you can watch whenever you want.

As far as going to the theater and eating out, you are definitely going to have to avoid those forms of entertainment if you want to live without a job.


You also have to worry about transportation if you are trying to live without a job. If you have a car, the odds are good that you have probably already sold it if you want to live without a job because maintenance, gasoline and insurance are all expenses that someone without a job simply cannot keep up on.

The money that you get from your car may allow you to survive for several months or years without having to work. But eventually, the money is going to run out and you’re going need to worry about your transportation. Luckily, there are some ways to get around that do not cost anything at all.

One of the first things that you should consider is a bicycle. A bicycle is a fast transportation vehicle that is powered by your own footwork. You can get places pretty fast by using a bicycle. You will not get there as quickly as you can by using a vehicle, but you also do not have the expense of gasoline or insurance that is required to operate a vehicle.

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A bicycle can cost as little as $20 and gets you all over town in most of the cities in the United States. It may take you a while to get to the outlying areas, but you will still be able to get all over the city by using a bicycle.

In addition, a bicycle may afford you the opportunity to earn money. If you have expenses that require actual money, a bicycle may be able to help you in earning them money.

For example, their courier services in most major cities that are delivered by bicycles. Bicycles can travel on the sidewalk and get there faster than cars. That’s why many of these courier services hire bicyclists in order to deliver their goods.

This is something that you definitely want to consider when it comes to deciding how you’re going to get around.

Miscellaneous Expenses

You have to consider carefully all of the various expenses that you have, including the ones that require actual money, and decide how you’re going to meet those expenses each month. You can live without a job, but it might be more difficult than you imagine.

There are various ways in which you can make up for some of the costs that are required for living in today’s modern world, but they are challenging and you may end up wishing the you had that regular job instead.

The main thing about having a job is that it provides stability and peace of mind. When you do not have a job, you do not know where your money is coming from. If you need something, then you have to worry about it weeks or months in advance. If you need to go somewhere, then you have to dip into your savings or find some other way to get there.

If you currently have a job and wish to retire early, then take a look at the FIRE community, we covered it here. FIRE stands for Financial Independence Retire Early, and many people are choosing this method to save as much money as they can so you can retire and enjoy life without the pressures that come with employment.

Not having a job can be extremely stressful for some people, but it can be extremely beneficial for others who can create the right mindset to thrive without having to report in for work every day.


Oliver Dale is Editor-in-Chief of MoneyCheck and founder of Kooc Media Ltd, A UK-Based Online Publishing company. A Technology Entrepreneur with over 15 years of professional experience in Investing and UK Business.His writing has been quoted by Nasdaq, Dow Jones, Investopedia, The New Yorker, Forbes, Techcrunch & More.He built Money Check to bring the highest level of education about personal finance to the general public with clear and unbiased

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