Key Highlights
- Supermarkets and grocery stores represented 26% of OKX Card payment activity during the initial month of operations.
- Dining establishments and quick-service restaurants captured 18% of overall OKX Card usage throughout the EEA region.
- Transaction records encompassed completed purchases from Jan. 28 through Feb. 26 across active EEA territories.
- French users allocated 5% of purchases to bakeries, exceeding the 2% EEA regional benchmark.
- German cardholders directed 30% of spending toward online marketplaces, surpassing the 13% EEA standard.
OKX published fresh payment statistics demonstrating that cardholders utilized its crypto payment solution for standard purchases throughout Europe. The statistics encompass finalized payments within the European Economic Area from Jan. 28 through Feb. 26. According to the exchange, food shopping, dining, and common retail transactions dominated expenditures during the card’s debut month.
Grocery Shopping and Dining Lead OKX Card Usage
Supermarkets and food retailers captured 26% of total OKX Card payment activity throughout the observation window. Eating establishments and quick-service venues combined for an 18% portion of completed transactions.
The exchange examined the leading 20 merchant categories based on transaction frequency, dollar value, and distinct cardholders. The analysis spanned every EEA territory where the payment product functions and omitted person-to-person transfers.
A company representative indicated the data sample captures “the bulk of everyday purchasing patterns and any significant outlier transactions.” The representative noted that utility payments and similar regular expenses appear in the figures.
Transportation offerings and digital shopping platforms ranked behind food and restaurant payments in aggregate usage. Cardholders nevertheless employed the payment method across numerous merchant segments.
OKX verified that the analysis exclusively examined finalized purchase payments. The exchange restricted the examination to card transactions within the EEA during the designated timeframe.
The statistics demonstrate cardholders depended on the product for modest and repeated transactions. The exchange indicated the spending behavior represents routine expenses rather than premium acquisitions.
The representative explained that converting traditional currency to cryptocurrency for everyday transactions remains a relatively recent practice. The representative mentioned the results challenge assumptions that crypto payment cards finance exclusively upscale expenditures.
Regional Data Reveals Distinct Spending Behaviors Throughout EEA
Nation-specific statistics expose varying consumption patterns across member markets. French cardholders directed 5% of OKX Card spending to bakeries, exceeding the 2% EEA-wide figure.
German users showed pronounced digital commerce engagement, allocating 30% of payments to online shopping platforms. The EEA benchmark for digital marketplace spending registered at 13% during the identical timeframe.
The Netherlands documented the most concentrated grocery activity in the analysis. Food retailers comprised 37% of payments in that jurisdiction.
Polish cardholders demonstrated elevated physical venue usage for smaller transactions. Convenience retailers accounted for 16% of payments, while gas stations represented approximately 9%.
The representative explained regional variations correspond with existing shopping behaviors. The exchange maintained that stablecoin-backed card transactions have become incorporated into everyday purchasing.
Wider sector statistics indicate comparable patterns among European cryptocurrency payment providers. A 2025 Cex.io analysis determined that roughly 45% of crypto card payments in Europe registered below $10.
The identical analysis stated that approximately 40% of crypto card purchases happened through digital channels. In contrast, euro-zone online card transactions average roughly 21%, based on the analysis.
OKX stated its dataset encompasses most routine spending behavior within its measurement period. The exchange released the statistics as the most current available transaction information for the OKX Card throughout Europe.
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