Apps Reviews

Fluz App Review: Earn Cashback from Your Purchases & Referrals

Fluz is a cashback app to save you money on your shopping plus an Excellent Referral System to make even more money - Read our Full Review
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Everyone is looking for ways to save more money. Fluz is a new app that can help you get the most from your everyday shopping by giving you cashback on your purchases, and a lot more.

There are a lot of cashback rewards programs on the market. Some are offered by retailers or banks, and then there are third-party rewards programs, like Fluz. The idea is behind Fluz simple, all you have to do is link a credit or debit card to your Fluz app, and then spend normally.

Fluz will also help you find special offers in your local community, so you can save as much as possible at places you already love. At first glance, Fluz looks similar to other shopping rewards programs. In some ways it is, but it also has a unique feature that lets you build a shopping network, and create passive income.

If you are looking for a way to get some money back on regular purchases, Fluz could be a good choice. Let’s take a look at how to use Fluz, and what it offers its clients.

Visit Fluz

What is Fluz?

Getting started with Fluz is very simple.

All you have to do is download its app to your iOS or Android device, add some personal info and then connect a credit or debit card to your account. Once that is in place, you will start saving money at any retailer that supports Fluz after you activate the retailers on an individual basis.

In order to receive cashback from a retailer that has partnered with Fluz, you will have to manually activate it in your Fluz app.

Many of the world’s largest companies work with Fluz, like Nike and Starbucks. The amount you will receive as a cashback bonus will vary depending on the retailer, but the cashback rate will be displayed in the app.

Fluz ReviewHow to: Sign Up with Fluz

The signup process for Fluz starts when you download its app, and enter your phone number into the app when prompted to do so.

Once you have verified your phone number, you can enter your other personal information like your email address, your first and last name, and a new password for your account.

After that information is entered into the app, you will have to create a four-digit code and a digital fingerprint.

Fluz Signup

Fluz wants to keep your information safe, and you will need to do a little work to help them make sure your data isn’t shared with unwanted parties online. Then just link a Visa, MasterCard, or American Express card, and you are all set.

When all that data wrangling is done, Fluz will display a list of local retailers that work with the app, and you can get started activating them, so you will get a cashback bonus when you shop there with your linked card. There is no limit to the number of retailers you can activate, so don’t be shy about it!

Get the Most for Your Money: Fluz Rewards Programs

Shopping with Fluz is a feature which is coming soon to the platform – Easyswipe for in-person transactions and Fluzpay for shopping online. Both are yet to be launched but here is how they will work.


Easyswipe is an upcoming feature which will allow you to link a credit or debit card, as described above.

You can save at any participating retailer when you pay in person with your linked card, and earn cashback rewards. You will have to manually activate any offer you want to take advantage of, and there is also a 24 hour ‘cool down’ period for each retailer.

Fluz Merchants

For example, if you are a fan of Starbucks coffee, you will only be able to receive a cashback reward once every 24 hours at Starbucks locations with your Fluz account. The exact time of the cool-down period will be displayed within the app, so you know when you can shop again with a cashback reward.

The cool-down period might seem inconvenient, but it really only affects smaller ticket items. If you are buying something like shoes, it won’t matter, as you can easily wait a day in between larger purchases.


Fluzpay is designed to be an online option for Fluz users. Instead of getting a cashback reward from physical shopping, you will be able to use your Fluzpay account to buy goods online, even if the seller is in another country.

Unlike Easyswipe, Fluzpay will allow you to earn rewards at specific stores.

To use Fluzpay, you will have to find an online retailer you want to shop at, and a company that offers rewards. When you make an online purchase, you will then receive a gift card to use at a retailer of your choice.

How it Works:

  • Link your preferred payment method as a first step.
  • The cash back will be added instantly.
  • Maximum and minimum purchase amounts vary by retailer. You can either enter the exact amount of your purchase or choose an amount that you’ll spend over time.
  • Gift card codes never expire.

Fluz Referrals

Build Your Network and Gain Even More

Fluz has an innovative feature that allows you to build online communities, and gain whenever someone in that community buys something.

You will have to build up your network with links that you share via email, text or social media, but the system is very simple. Once you have a person in your network, there is no further work for you to do.

The amount you will gain from a purchase made by someone in your network will vary, but if you grow the network constantly, you should be able to create a decent ongoing income. Fluz will allow you to have up to 65,000 people in your network, which could make this a very profitable program.

In addition to ongoing payments, you can also take advantage of the following offers from Fluz:

  • You can receive $150 if you invite 30 people to Fluz (personally), and they all make $100 or more worth of purchases in their first 30 days on the app
  • Fluz will pay you $100 when you invite 100 people to the app, and they all make a $100 purchase
  • You will get $150 from Fluz when your network (people you have invited) collectively reaches $10,000 in total purchases
  • If you can get 100 people on the app, and they all make at least $100 in purchases within the Fluz app, Fluz will pay you $350

We spoke to the team at Fluz while conducting this review and they told us that some people had earned as much as $1000 in their first month referring people to the app. Some effective techniques were sharing their purchases and referral links on social media.

Get Your Rewards

Getting your rewards from Fluz isn’t difficult, but there are a few things you need to know.

First, you will need to link a payment method to pay with Fluz. Right now, it is debit card, credit card, or your rewards balance. They will soon be adding Apple Pay, Google Pay and PayPal.

Once you link a credit card to your Fluz account, you will have to redeem at least one offer with a Fluz merchant, and have an account balance of $26.

If you have linked a credit card, redeemed an offer with a merchant, and have an account balance of $26, you should be able to withdraw money from your Fluz account to your PayPal account or bank account.

There are no fees to withdraw your money to PayPal, and as long as you have more than $26 in your Fluz account, you can take money out at any time.

Fluz Withdrawals

Track What You Buy

Another feature that you might find handy is purchase tracking with Fluz. In addition to being able to see what you are earning with your purchases, you will also be able to see what your network is buying.

Unless a network member allows the group to see specific purchases, that will be confidential, but you will be able to see where they are spending, and what you earned from their purchase. You will have full access to your own info, which is helpful to track your own spending as well.

Other Platforms to Consider

Fluz is a great new cashback rewards site, and you have a lot of other options as well. As a new site, it may not have partnerships with all the retailers you shop with, and some of the cashback rewards sites listed below might be a good complement to Fluz for your fiancees.


Although Ibotta is primarily designed to be used in person at retail stores, it also has a desktop app that will help you save money from home. All you have to do is download Ibotta to your mobile device, and link a credit or debit card to your account (some other forms and info will be required to sign up as well).

Once you have your account set up, you will be able to shop at local stores and receive cashback rewards that will be deposited directly to your Ibotta account. Once you reach the minimum payout, Ibotta will pay you via PayPal, Venmo, or with gift cards of your choice.

As an added bonus, Ibotta will tell you about special offers from participating local merchants, so you can plan your shopping trips around which stores will give the most back to you!


While the name Belly might sound like a rewards platform that is aimed at people who eat out a lot, it is actually a rewards platform that covers a wide range of businesses.

Belly will give you the opportunity to receive rewards points at numerous stores, although they tend to have partnerships with larger companies that are active in urban areas. All of your points will be accumulated in your Belly account automatically and can be exchanged for gift cards.

The big downside to Belly is that it won’t pay you cash, which may be a turn-off to some people. If you are just looking for a way to get some rewards at your favorite stores, Belly might be worth a look.

Fluz is Building a Cool Platform

Fluz has a good idea about how everyday people can get more out of their shopping. It is nice to receive a gift card as a reward, but many people would also probably like the ability to have a cash payment as well. Fluz offers its users both, in addition to tools that help you find the best deals on the app in your area.

One area where Fluz really shines is its network building program. There are lots of people who create media for the internet, or other underfunded ventures that need to find a way to support their efforts. Network building programs like the one Fluz created are perfect for fundraising or subsidizing a group cause.

Fluz Features

The money that Fluz creates for the network doesn’t come out of anyone’s pockets and is simply a result of people shopping at stores that have partnered with Fluz. You can also use this feature of the platform to build a network of people that want to work together and save more money, which shouldn’t be too hard to organize!


Fluz is a new company, which may be one of its only drawbacks. It needs time to build up its platform and partnerships, and this may be a sticking point for some potential users.

If you are wondering if Fluz can save you money, download the app, and look for local companies that have partnered up with Fluz. It is a totally free platform, so if there aren’t many stores in your area that have decided to partner with Fluz, you are not out any money.

Overall, Fluz is an innovative new money-saving platform that is worth watching. If you want to download the app or learn more about the company, just click right here. Fluz isn’t the only cashback rewards platform out there, but it has some cool features that make it worth a look!

Visit Fluz



Ease of Use






Customer Support





  • Free to Use
  • Search for Deals
  • Excellent Referral System
  • Request Payments in Crypto
  • Well Designed App


  • Fairly New App

Nicholas is an experienced Finance Journalist who has written for a number of prominent online publications. He grew up in Ann Arbor, Michigan with a father that would read him the Wall St. Journal along side of other bed-time fare. He has traveled extensively, and been lucky enough to study a changing global economy in person. Nicholas spent many years in the Southern Cone of South America, sometimes in the middle of the countryside where livestock starts its journey to all points of the globe. Today he is thoroughly bemused with the stance that Central Banks have taken in the wake of the 2008 meltdown. There is no telling what will come out of the global financial system next, but he is glad that he lives somewhere that gold can be bought and sold readily!