TLDR
- Cryptocurrency trading on Moomoo U.S. now includes Texas, bringing the total to five states with access to 32 digital currencies and commission-free trading
- A new Direct Crypto Deposit & Withdraw feature enables seamless asset movement between Web3 wallets and Moomoo accounts
- API Skills has been introduced, enabling users to integrate custom AI agents for developing personalized investment approaches
- Platform leaders report retail traders are demonstrating increased sophistication through options strategies and diversified AI sector investments
- The brokerage became the first in America to provide retail customers access to Figure Technology Solutions’ blockchain-native equity shares
Moomoo U.S. has extended cryptocurrency trading services to Texas while introducing a direct transfer capability for digital assets, advancing its mission to create an integrated platform for conventional and crypto investing.
Residents of Texas now have access to 32 different cryptocurrencies on Moomoo without paying commissions, with transaction fees starting at just 0.49%. The platform currently operates in California, New Jersey, Pennsylvania, Texas, and other jurisdictions.
The newly launched Direct Crypto Deposit & Withdraw functionality allows users to transfer supported digital currencies between external Web3 wallets and their Moomoo trading accounts. After transfer, these assets can be converted into fiat currency and deployed across the platform’s diverse investment products.
Moomoo facilitates connections with numerous prominent wallets and exchanges while providing access to over 50 different cryptocurrencies for U.S. customers, including recent additions like MON and BNB.
Celebrating the Texas expansion, Moomoo has introduced a time-limited incentive program. First-time crypto traders can receive $10 in Bitcoin after completing an initial trade exceeding $1,000, an additional $15 for executing three trades totaling $3,000, and $35 upon achieving $10,000 in cumulative trading activity.
AI Tools and Changing Investor Behavior
On the innovation front, Moomoo recently unveiled API Skills. This capability allows users to integrate their proprietary AI agents with Moomoo’s platform infrastructure and convert conversational investment concepts into actionable strategies.
Neil McDonald, CEO of Moomoo U.S., emphasized the technology’s supportive role rather than replacement function. “It provides them with better ways to monitor markets, evaluate opportunities, test ideas and build workflows that reflect their own objectives and risk tolerance,” he said.
McDonald noted that the platform’s 30 million retail users are demonstrating heightened awareness of macroeconomic variables including interest rates, inflation trends, and geopolitical developments. Options trading activity experienced significant growth during 2025 and has maintained momentum into 2026, with participants utilizing covered strategies, protective puts, spreads, and complex multi-leg configurations.
He further observed that retail enthusiasm for AI-related opportunities has expanded beyond major technology corporations to encompass semiconductors, data infrastructure, cybersecurity firms, and productivity software providers.
Tokenization and Blockchain Infrastructure
Albi Mema, Director of Crypto Operations at Moomoo U.S., explained that tokenization’s immediate advantages primarily benefit institutional players through accelerated settlement processes and streamlined issuance procedures. The transformative effects for retail investors, he suggested, will materialize over time.
Moomoo distinguished itself as the inaugural U.S. brokerage to offer retail customers access to Figure Technology Solutions’ blockchain-native equity offering, marking the first SEC-registered public stock issued in blockchain-native format.
Mema emphasized Moomoo’s commitment to inclusion during infrastructure transitions. “Our role is to make sure retail investors are not left out as market infrastructure evolves,” he said.
Both executives challenged the conventional wisdom that retail participants react impulsively during market turbulence. McDonald observed that many leverage volatile conditions to reevaluate holdings and identify new opportunities. Mema contended that outdated characterizations of retail investors as headline-chasers “is too simplistic.”
The company announced intentions to continue expanding cryptocurrency features and geographic reach throughout the United States in coming months.
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