TLDR
- VERT tokenized $130M in agribusiness debt on the XRP Ledger for real-time on-chain credit event tracking.
- The CRA issuance marks Brazil’s first major blockchain-based private credit deployment.
- VERT’s platform uses XRPL’s EVM sidechain for smart contract automation and compliance.
- Over $500M in future tokenized credit deals are in VERT’s active development pipeline.
Brazil’s financial markets have taken a major step toward blockchain integration. Fund manager VERT has issued a $130 million tokenized agribusiness debt instrument on the XRP Ledger.
The platform logs every credit event on-chain from issuance to repayment combining traditional finance with blockchain speed, traceability, and compliance. Ripple’s technology provides the infrastructure for this real-time, automated, and transparent process.
VERT Issues $130M Agribusiness Debt on XRP Ledger
Brazilian fund manager VERT has completed its first live transaction on its new tokenized credit platform by issuing an Agribusiness Receivables Certificate (CRA) worth approximately $130 million (BRL 700 million).
The CRA represents future cash flows from agribusinesses, including loan repayments and trade receivables, and is commonly used in Brazil to finance agricultural operations. The agricultural sector accounts for over 20% of Brazil’s GDP, making it a key area for credit innovation.
The platform is built on the XRP Ledger and is designed to mirror traditional securitization processes while recording every event on-chain—from loan creation to final repayment. VERT stated that the goal is to improve efficiency, transparency, and access to Brazil’s capital markets through secure digital infrastructure.
🚨 BREAKING: $130M in agribusiness credit just got tokenized on the $XRP Ledger by Brazilian fintech VERT. 🌾
RWA boom rising on XRP. 🚀 pic.twitter.com/5uN25NYKQa
— Real World Asset Watchlist (@RWAwatchlist_) July 23, 2025
By using XRP Ledger’s EVM sidechain, the system also enables smart contract automation, handling repayment schedules, event metadata, and regulatory reporting. The platform includes off-chain backups and adheres to Brazil’s financial regulations.
This development comes as Mercado Bitcoin also plans to tokenize $200 million in real-world assets on the XRP Ledger, showing growing institutional interest.
Platform Ensures Real-Time Tracking and On-Chain Compliance
VERT’s blockchain credit platform was designed to address increasing investor demand for visibility and control over credit operations. Gabriel Braga, VERT’s Director of Digital Assets, said, “We are enabling operation events to be recorded in the most granular way possible.” The platform allows every action to be tracked and verified on-chain through the issuer’s public wallet.
International investors can monitor asset performance directly. This access aims to reduce information gaps, boost trust, and improve transaction efficiency. The platform’s on-chain records also help meet local and global compliance standards.
Ripple’s infrastructure ensures that event data is recorded close to real-time. Its low fees and energy-efficient consensus model offer a more scalable environment for asset tokenization. The XRPL also supports integration with Brazil’s existing market infrastructure, reducing friction in documentation and settlement processes.
The CRA structure groups together trade receivables and loan payments into a single regulated investment product. These instruments are common in Brazil, and tokenizing them may help improve liquidity and reduce operational risk. VERT’s platform combines regulatory adherence with decentralized efficiency to meet evolving market needs.
VERT Targets $500M Pipeline for Tokenized Credit Expansion
Following the launch of its tokenized credit system, VERT confirmed plans to expand its use across more asset classes. The company is developing a pipeline of private credit transactions worth more than $500 million. These future deals will also be issued using the XRP Ledger, with smart contracts managing the full life cycle of each instrument.
VERT said the system is designed to scale with Brazil’s changing financial infrastructure. It allows various forms of structured credit to be handled on-chain, offering faster execution and greater traceability. The ability to automate and audit transactions appeals to both domestic and foreign investors.
With over 350 credit operations already executed through traditional means, VERT is using this shift to digital tools to broaden investor access. The launch may support Brazil’s move toward a more digitally connected financial market, starting with sectors like agriculture that rely heavily on receivables-based credit.
The use of the XRPL’s EVM sidechain provides added flexibility for future integrations. VERT’s platform may serve as a model for how traditional finance can adopt blockchain technology while maintaining full compliance and security.
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