Key Highlights
- Oliver Michel, CEO of Tokentus, revealed XRP represents his primary cryptocurrency investment across all portfolios.
- XLM holds the second-largest position in both his personal and company holdings.
- Michel attributes these investment choices to accelerating momentum in blockchain-driven asset tokenization.
- A DTCC patent filing mentions both Ripple and Stellar blockchain infrastructure.
- Financial institutions are embracing multi-chain strategies for tokenization projects.
Oliver Michel, serving as CEO of Tokentus Investment, has publicly disclosed that XRP represents his most substantial cryptocurrency allocation in both individual and institutional portfolios.
Speaking with DER AKTIONÄR TV, Michel revealed that XRP commands his top portfolio position, with Stellar’s XLM following as his second-largest holding. Michel emphasized that this allocation strategy applies consistently across his personal investments and Tokentus Investment AG’s corporate holdings.
Strategic Positioning for Financial Infrastructure
During the conversation, Michel connected his portfolio decisions to the expanding landscape of blockchain-enabled asset tokenization. He highlighted that XRP and XLM both function within networks specifically designed for financial applications, spanning cross-border transactions and digital token creation.
Michel emphasized that these blockchain platforms provide infrastructure capabilities appropriate for institutional integration, which he views as critical for sustained market expansion. He noted that Tokentus Investment AG has deliberately positioned its holdings around platforms actively engaged in real-world asset deployment.
Michel also discussed a patent filing associated with the Depository Trust & Clearing Corporation during the interview. The filing, released in March 2025, describes frameworks for administering digital liquidity tokens across distributed ledger systems.
Michel pointed out that the documentation explicitly references Ripple’s distributed ledger technology alongside the Stellar blockchain platform. He interpreted these references as evidence that major financial institutions are actively evaluating multiple blockchain frameworks concurrently.
Addressing market sentiment, Michel noted that many crypto investors concentrate primarily on price action rather than fundamental infrastructure developments. He also highlighted behavioral patterns shared between XRP and XLM community members, especially among newer market participants.
Financial Sector Embraces Multiple Blockchain Networks
Delving deeper into institutional trends, Michel explained that financial entities are avoiding dependence on any single blockchain platform for tokenization initiatives. He described an emerging multi-chain framework where different networks fulfill distinct roles within integrated financial processes.
Michel stated that this strategy enables institutions to optimize for efficiency, regulatory compliance, and operational scalability when incorporating digital assets. He identified both XRP Ledger and Stellar as remaining competitive within this framework thanks to their rapid transaction processing and minimal cost structures.
During the same timeframe, the DTCC announced a strategic partnership with the Stellar Development Foundation focused on tokenizing custodied assets. This initiative encompasses financial instruments with a combined value exceeding $100 trillion, based on DTCC statements.
The program targets an early 2027 launch date, aiming to provide blockchain-based access to conventional assets. Michel indicated that such initiatives validate his perspective that tokenization will fundamentally transform financial infrastructure.
According to data from rwa.xyz, the XRP Ledger currently hosts approximately $3.7 billion distributed across 293 tokenized assets. The platform reports Stellar at around $579 million spanning 24 assets.
Alternatively, separate metrics referenced by Michel position Stellar at the forefront of distributed RWA rankings with $2.2 billion across 43 assets, while XRPL registers $384 million across 19 assets.
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