This New Crypto Could Surge 700% — Here’s Why Investors Are Loading Up

A growing number of investors are turning their attention to one new cryptocurrency that’s showing serious potential ahead of launch — Mutuum Finance (MUTM). With the presale already surpassing $18.1 million raised and multiple milestones on track, early buyers believe this DeFi project could be gearing up for a 700% price surge once it goes live.

A Presale That Keeps Gaining Traction

Mutuum Finance has entered Phase 6 of its presale, and momentum continues to build. Each token is now priced at $0.035, and the project has already drawn over 17,500 holders while surpassing $17.8 million in total funding. The next stage will lift the price to $0.04, before the official launch at $0.06.

At this rate, early buyers could see their tokens grow in value by 200–300% once the project goes live. With each stage having a fixed allocation, demand directly affects how quickly the price advances, creating a clear incentive for investors to enter early.

Mutuum Finance aims to create a decentralized lending and borrowing protocol that makes crypto lending simple, transparent, and efficient. It uses a Peer-to-Contract (P2C) model for major assets like ETH and USDT, allowing users to supply liquidity and earn passive income.

Alongside that, the platform includes a Peer-to-Peer (P2P) marketplace for smaller or niche tokens. This lets users customize loan terms between individual parties. Together, these two systems form a flexible structure where anyone can lend, borrow, or earn yield while keeping control of their funds. Every transaction is handled by smart contracts, ensuring fairness and full transparency across the network.

V1 Testnet and Core Mechanics Behind the Growth

Mutuum Finance’s upcoming V1 protocol launch is scheduled for Q4 2025 on the Sepolia Testnet, introducing its main ecosystem components. The Liquidity Pool will manage deposits and borrowing, mtTokens will serve as interest-bearing receipts for deposited assets, and Debt Tokens will represent active loans. The system will also feature a Liquidator Bot to automatically manage under-collateralized positions, ensuring the protocol remains solvent and reliable.

One of the most anticipated elements is its buy-and-distribute model. A share of Mutuum’s revenue from lending fees will be used to buy MUTM tokens on the open market and then redistribute them to users who stake mtTokens in the safety module. This ongoing buyback loop builds long-term buying pressure and rewards loyal holders.

Analysts believe this model could drive sustained price growth, especially once the lending activity ramps up. Based on current presale momentum, several crypto research groups predict that MUTM could climb by as much as 700% within months of launch.

Stablecoin Vision, Layer-2 Scaling, and Oracle System

Beyond lending, Mutuum Finance plans to introduce an on-demand, over-collateralized stablecoin that will be minted and burned through its lending protocol. Interest generated from stablecoin loans will flow back to the treasury, helping fund ecosystem rewards and ensuring the token maintains real utility beyond speculation.

The roadmap also includes plans for Layer-2 scaling, which will lower transaction costs and improve speed for future users. This makes Mutuum’s architecture more competitive and ready for large-scale adoption when market activity increases.

For pricing data, Mutuum Finance intends to rely on Chainlink oracles to provide accurate and tamper-resistant price feeds. These feeds will be complemented by backup oracles and DEX-based metrics for redundancy, ensuring precise valuation during liquidations and borrowing activity.

With these features in place, analysts estimate that $MUTM could rise from $0.035 today to around $0.28–$0.30. Many see this as a logical target once the mainnet goes live and lending activity starts generating consistent revenue.

Security, Transparency, and Community Engagement

Security has been a top focus for the Mutuum Finance team. The project successfully passed a CertiK audit with a 90/100 Token Scan score, boosting investor confidence in its smart-contract safety.

In addition, the team operates a $50,000 bug bounty program, encouraging white-hat developers to identify potential vulnerabilities before the mainnet release. This proactive approach helps maintain a safer protocol and ensures ongoing community oversight.

Mutuum Finance also features a 24-hour leaderboard, rewarding the top daily contributor with $500 worth of MUTM tokens. This interactive element keeps the community engaged while adding transparency to presale activity — anyone can see who’s contributing most in real time.

Mutuum Finance (MUTM) is proving to be more than another presale project. With a clear roadmap, upcoming V1 launch, sustainable tokenomics, and credible security framework, it’s earning a place among the best cryptos to watch now ahead of 2026.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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Disclaimer: This is a Press Release provided by a third party who is responsible for the content. Please conduct your own research before taking any action based on the content.