This New Coin Could Be 2026’s Best Crypto to Buy Under $1

As the crypto market prepares for its next growth phase, investors are searching for new cryptos that combine strong fundamentals with early-stage pricing. Among the emerging names, Mutuum Finance (MUTM) is gaining attention for its structured roadmap, transparent presale, and clear technical progress. With its token still priced well below $1, analysts believe it could become one of 2026’s best crypto to buy once its DeFi protocol goes live.

Mutuum Finance Presale and Project Vision

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Mutuum Finance is building a decentralized lending and borrowing protocol on Ethereum that aims to make DeFi more transparent, efficient, and secure. The platform allows users to lend and borrow digital assets through smart contracts instead of centralized intermediaries. This model provides both security and accessibility — two factors that appeal to long-term crypto investors.

The structured presale has played a key role in Mutuum Finance’s fast growth. Each stage comes with a fixed price and a set number of tokens, which keeps the process clear and easy to follow. This system removes uncertainty for investors and allows them to track exactly how the price increases as each stage sells out. It also rewards early participants with predictable gains while maintaining fairness for new buyers.

So far, Mutuum Finance (MUTM) has raised over $17.8 million from more than 17,400 holders, confirming strong and consistent demand. The project has already sold over 770 million tokens from its total 4 billion supply, with 45.5% of all tokens dedicated to the presale.

The current Phase 6 price is $0.035, and the stage is already more than 73% sold. Once this round is fully allocated, the price will automatically increase by almost 20%, bringing it closer to the confirmed launch price of $0.06. From its starting price of $0.01 in Phase 1, MUTM has already surged by 250%, making it one of 2025’s most promising cheap crypto tokens under $1.

This transparent growth model shows how Mutuum Finance combines clear tokenomics with real demand, building confidence among both retail and institutional investors as the project moves toward its upcoming launch.

V1 Launch, mtTokens, and Buy-and-Distribute Model

Mutuum Finance has confirmed that its V1 protocol will debut on the Sepolia Testnet in Q4 2025, marking a key milestone for the project. This launch will introduce the Liquidity Pool, mtToken, Debt Token, and Liquidator Bot — the core elements of its decentralized lending system. Initially, ETH and USDT will be supported for lending, borrowing, and collateralization.

When users supply assets to Mutuum’s liquidity pools, they receive mtTokens, which automatically earn yield as borrowers repay loans. For example, someone depositing $2,000 worth of USDT could earn around 10–12% APY, generating up to $240 in annual passive income depending on pool activity.

The project also features a buy-and-distribute model, where a portion of the protocol’s revenue is used to purchase MUTM on the open market. The purchased tokens are then distributed to users who stake mtTokens in the safety module. This creates continuous buying pressure and a strong link between protocol activity and token value.

According to analysts, if the roadmap continues to progress as planned, MUTM could rise between 700–1,000% by 2026, potentially reaching $0.30–$0.40. Such growth would make Mutuum Finance one of the top crypto launches this cycle.

Stablecoin, Layer-2 Expansion, and Oracle Systems

Beyond its initial rollout, Mutuum Finance plans to launch a USD-pegged stablecoin backed by on-chain collateral. This will help maintain stability across the platform’s lending markets and allow borrowers to access predictable repayment options.

To ensure price accuracy, Mutuum Finance will use oracle systems such as Chainlink to deliver real-time market data for supported assets. These oracles will help determine fair collateral values, borrowing limits, and liquidation thresholds. Backup and aggregated feeds will further strengthen the system’s reliability.

Mutuum Finance’s long-term plans also include Layer-2 scaling, which will reduce transaction costs and improve transaction speed. Analysts say this combination of stablecoin integration, L2 scalability, and oracle-driven pricing could boost user adoption and liquidity — a critical step toward expanding the project’s global footprint.

With these upgrades in place, some forecasts suggest MUTM could grow up to 10x–15x from current presale levels once the mainnet and stablecoin go live.

Security, Bug Bounty, and Community Transparency

Security has been central to Mutuum Finance’s development. The project completed an audit by CertiK, achieving a 90/100 Token Scan score, confirming a strong technical foundation. In addition, Mutuum operates a $50,000 bug bounty program, inviting ethical developers to identify and report potential issues before launch.

To keep the community engaged, Mutuum runs a 24-hour leaderboard that tracks presale contributions in real time. The top contributor each day receives $500 worth of MUTM tokens, adding a layer of transparency and excitement to the ongoing presale.

With its V1 launch, stablecoin plans, and security-first approach, Mutuum Finance is positioning itself as one of the best crypto to invest in for 2026. As the project continues to deliver on its roadmap, the current presale price of $0.035 offers early investors a rare opportunity — an entry point before listings that could later define the next major DeFi crypto success story.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

Disclaimer: This is a Press Release provided by a third party who is responsible for the content. Please conduct your own research before taking any action based on the content.

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