TLDR
- Standard Chartered lowered XRP year-end target from $8 to $2.80.
- XRP fell to $1.16 last month before partially recovering.
- Bitcoin target revised from $150,000 to $100,000 by the bank.
- XRP-linked ETF assets dropped from $1.6B to $1B since January.
Standard Chartered has lowered its year-end price target for XRP to $2.80. The bank cited continued weakness in digital assets as the main reason. The previous target for XRP was $8, representing a reduction of about 65 percent.
Standard Chartered cut its 2026 XRP price target by about 65% to $2.80 and lowered forecasts for other major cryptocurrencies, citing ETF outflows and macro headwinds. The bank expects further near-term downside before any potential recovery. https://t.co/yAtm9Z4sMR
— Wu Blockchain (@WuBlockchain) February 16, 2026
Geoffrey Kendrick, global head of digital assets research at Standard Chartered, noted that recent market movements have been challenging. He said this prompted the bank to reduce its projections across cryptocurrencies.
XRP Falls Amid Broader Crypto Weakness
XRP recently fell to $1.16, marking its lowest level since late 2024. The token has seen a partial recovery since that drop. Analysts say the decline reflects broader weakness in the cryptocurrency market.
Kendrick stated, “Recent price action has been particularly difficult, and near-term declines are still possible.” The bank expects XRP to remain under pressure as investors adjust to market conditions.
Other Crypto Targets Lowered
Standard Chartered also revised year-end targets for other major cryptocurrencies. Bitcoin’s forecast fell from $150,000 to $100,000. Ethereum was reduced from $7,000 to $4,000, and Solana from $250 to $135.
These adjustments follow a challenging period for the crypto market. Experts note that declining investor confidence and high volatility have influenced these revised estimates.
ETF Flows Mirror Market Pullback
XRP-linked exchange-traded funds have seen a notable decline in assets. Holdings dropped from $1.6 billion on January 5 to approximately $1 billion by mid-February. This represents a decline of roughly 40 percent, according to SoSoValue data.
The reduction in ETF flows indicates that investors are pulling back from XRP exposure. Analysts say this trend reflects caution in the crypto sector as prices continue to fluctuate.
Standard Chartered’s revisions to cryptocurrency forecasts highlight ongoing volatility in the digital asset market. XRP’s year-end target now stands at $2.80, down sharply from $8, with similar reductions applied to Bitcoin, Ethereum, and Solana.





