TLDR
- PayPal stock rose 3.5% to $69.68 on Monday with trading volume jumping 153% above average levels
- The company launched PayPal Links, allowing users to send and receive money through customized one-time links
- PayPal plans to integrate cryptocurrency transfers directly into its peer-to-peer payment system for Bitcoin, Ethereum, and other digital currencies
- Wall Street analysts maintain a Hold rating with 17 Buy ratings, 15 Hold ratings, and 2 Sell ratings
- Company executives sold shares recently while PayPal reported Q2 earnings of $1.40 per share, beating estimates by $0.10
PayPal stock climbed 3.5% during Monday’s trading session, closing at $69.68. The shares peaked at $71.26 during the day.
Trading volume reached 28.29 million shares. That’s 153% higher than the average daily volume of 11.18 million shares.
The stock had closed at $67.30 in the previous session. The price movement comes as the company rolls out new payment tools.
New Payment Tools Launch
On September 15, PayPal unveiled PayPal Links. The new feature lets users create customized, one-time links for sending and receiving money.
These links can be shared across various messaging apps. The tool aims to make peer-to-peer payments more flexible.
PayPal also announced plans to integrate cryptocurrency into its peer-to-peer payment system. Users in the United States will be able to send cryptocurrencies directly through the platform.
The supported cryptocurrencies include Bitcoin, Ethereum, and PYUSD. Transfers can be made to digital wallets like Venmo and PayPal.
This crypto integration expands PayPal’s digital payment offerings. The company is betting on increased adoption of cryptocurrency for everyday transactions.
Strong Venmo Performance
Venmo, PayPal’s peer-to-peer payment app, showed strong growth in the second quarter. The platform recorded its largest increase in total payment volume in three years.
Peer-to-peer and other consumer payments grew 10% year-over-year. This growth helps validate PayPal’s focus on expanding its payment options.
Earnings Beat Expectations
PayPal reported second quarter earnings on July 29. The company posted $1.40 earnings per share, beating the consensus estimate of $1.30 by $0.10.
Revenue came in at $8.29 billion. Analysts had expected $8.08 billion.
The company showed a return on equity of 25.35% and a net margin of 14.49%. These metrics reflect the company’s profitability.
PayPal set guidance for Q3 2025 at $1.18 to $1.22 earnings per share. Full year 2025 guidance ranges from $5.15 to $5.30 per share.
Research analysts predict the company will post $5.03 earnings per share for the current fiscal year. Wall Street maintains mixed views on the stock.
Analyst Ratings
Seventeen analysts have Buy ratings on PayPal. Fifteen have issued Hold ratings and two have assigned Sell ratings.
The consensus rating stands at Hold. The average price target is $84.50.
Barclays maintains an Overweight rating. Royal Bank of Canada holds an Outperform rating with an $88 price target.
BMO Capital Markets rates the stock as Market Perform. Citigroup maintains a Buy rating.
Truist Financial initiated coverage with a Sell rating and $68 price target. The range of opinions reflects uncertainty about PayPal’s growth trajectory.
Insider Activity
Company executives have been selling shares recently. EVP Diego Scotti sold 3,838 shares on July 31 at an average price of $69.12.
The transaction totaled $265,282.56. After the sale, Scotti owns 16,989 shares worth approximately $1.17 million.
CAO Chris Natali sold 7,102 shares on the same day at $69.35 per share. The sale totaled $492,523.70.
In the last three months, insiders sold 15,102 shares worth $1.05 million. Insiders own just 0.08% of the company’s stock.
PayPal has a market cap of $66.57 billion. The stock has a PE ratio of 14.89 and a beta of 1.43.
The company’s 50-day moving average sits at $69.51. The 200-day moving average is $69.34.
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