MoonPay Launches Trade Platform for Institutional Onchain Access

TLDR

Table of Contents

MoonPay Trade gives institutions one API to access liquidity across more than 200 supported blockchains.
The platform handles execution, settlement, conversion, and payments across more than 120 fiat currencies worldwide.
Decent.xyz technology powers routing, bridges, and aggregation for cross-chain transactions through MoonPay Trade APIs globally.
MoonPay Institutional will use Trade as its execution layer for compliant tokenized asset services offerings.
The launch expands MoonPay beyond ramps into settlement, collateral movement, and tokenized fund distribution services.

MoonPay has launched MoonPay Trade, a technology platform for onchain asset access. The platform gives apps, banks, and enterprises one API for digital asset activity. It supports more than 200 blockchains and protocols.

MoonPay said Trade helps firms reach onchain liquidity without building many direct links. The platform handles execution, settlement, conversion, and payments. It also supports more than 120 fiat currencies.

The company said liquidity remains split across chains, venues, and protocols. As a result, firms often face hard technical work. MoonPay Trade aims to reduce that burden.

MoonPay Trade Expands Institutional Access

MoonPay Trade supports routing and execution across Ethereum, Solana, Base, Hyperliquid, Bitcoin, and other networks. It also supports both permissioned and permissionless networks. This gives firms more options for onchain activity.

The platform can move collateral across chains. It also converts fiat into onchain liquidity. In addition, it supports KYC and AML checks for execution.

MoonPay said the product also offers reporting tools and unified balances across chains. These features target firms that need simple oversight. They also help teams manage assets across many networks.

MoonPay CEO Ivan Soto-Wright said institutions are changing how they use digital assets. He said, “Institutions are tokenizing funds, moving collateral across chains, and settling in dozens of currencies.” He added that MoonPay Trade brings these functions together.

Decent.xyz Powers the New Platform

MoonPay Trade uses technology from Decent.xyz. MoonPay acquired the Y Combinator-backed routing company earlier. Decent brings routing tools, bridge systems, and aggregation software.

Decent was founded in 2021 by Charlie Durbin, Will Collier, Will Kantaros, and Xander Carlson. Its tools support cross-chain transactions. They let apps call smart contracts and reach liquidity across supported chains.

Since joining MoonPay, Decent has expanded its trading APIs. These APIs support institutional use cases. They include stablecoin trading tools and vault links for tokenized fund distribution.

Durbin said Decent supports “real-time routing and execution across more than 200 chains.” He said this helps reduce onchain fragmentation. That problem has made transactions harder for builders and institutions.

MoonPay Targets Tokenized Asset Growth

MoonPay Trade will serve as the execution layer for MoonPay Institutional. Caroline D. Pham, former acting CFTC chair, leads that unit. The unit focuses on regulated financial services.

Pham said, “Every major financial institution is building a tokenized asset strategy.” She said MoonPay Trade gives firms one compliant platform. The platform helps them access onchain markets.

The launch comes as tokenized real-world assets gain more use. MoonPay cited data showing more than $25 billion in onchain value. That figure was under $2 billion three years ago.

MoonPay also cited BCG projections for long-term growth. Those estimates place tokenized real-world assets at $14 trillion by 2030. They also project $55 trillion by 2035.

MoonPay Pushes Beyond Ramps

MoonPay said Trade expands its role beyond crypto onramps and offramps. The platform adds cross-chain execution and onchain settlement. It also supports tokenized fund subscriptions and collateral movement.

The launch follows a wider infrastructure push at MoonPay. The company has moved into payments, stablecoins, custody, and execution. It has also made more than six acquisitions over 18 months.

MoonPay Trade also complements MoonPay’s acquisition of DFlow. DFlow provides Solana trading infrastructure. It processed more than $12 billion in trading volume in the first quarter of 2026.

Together, MoonPay Trade and DFlow extend MoonPay’s execution reach. They cover EVM networks, cross-chain markets, and Solana liquidity. MoonPay says this supports broader movement between fiat and digital assets.