TLDR
- MetaMask Card now available in the US, including New York, after ETHDenver 2025 pilot.
- Card is self-custodial, letting users spend crypto without preloading funds.
- Metal cardholders earn up to 3% back in mUSD on first $10,000 spent annually.
- Accepted at 150M+ Mastercard locations via Apple Pay, Google Pay, and physical card.
MetaMask has launched its MetaMask Card across the United States in partnership with Mastercard. The release marks the General Availability of the payment card nationwide. The card was developed with fintech firm Baanx, now known as Monavate, and CompoSecure. It is issued by Cross River Bank.
The launch follows a pilot program introduced at ETHDenver 2025. The company confirmed that residents of New York can now access the card. This expands access to users who were previously excluded. Consensys, the parent company of MetaMask, announced the rollout on February 26, 2026, in Fort Worth, Texas.
Self-Custodial Card With Regulated Infrastructure
The MetaMask Card allows users to spend digital assets directly from their self-custodied wallets. Funds remain in the user’s control until the moment of payment. This structure differs from many crypto cards that require preloading funds onto exchanges.
Enrollment requires identity verification and compliance checks under financial regulations. The card connects digital assets to Mastercard’s global payment network. It can be used anywhere Mastercard is accepted, both online and in stores. Payments are supported through Apple Pay, Google Pay, and a physical card.
Gal Eldar, Product Lead at MetaMask, described the goal of the product. He said, “We designed MetaMask Card to make crypto disappear.” He added that the aim is to blend onchain and traditional payments. He noted that users have already used the card for daily purchases during testing.
Sherri Haymond, Global Head of Digital Commercialization at Mastercard, commented on the partnership. She said the companies are working to connect decentralized and traditional finance. She stated that the expansion supports secure and seamless crypto spending worldwide.
On Chain Rewards and Metal Card Offering
MetaMask introduced a rewards program linked to onchain activity. Cardholders earn up to 1% back in mUSD on purchases. Metal cardholders can earn up to 3% back on the first $10,000 spent annually. Rewards are issued onchain.
The MetaMask Metal Card is priced at $199 per year. It offers a metal design and additional reward benefits. The card converts transactions into points. These points can be redeemed for ecosystem discounts and token allocations. Users may also receive early access opportunities.
Cardholders can earn rewards on unspent balances. This feature is available when holding supported tokens such as aUSDC. The program integrates with decentralized finance platforms including Aave. The structure allows users to maintain exposure to digital assets while earning returns.
Security Features and Market Expansion
The MetaMask Card includes security tools provided by Mastercard. These features include ID Theft Protection, Zero Liability, and Price Protection. The card supports contactless payments and digital wallet access. Mastercard Digital First technology enables near instant virtual card access after approval.
The card is accepted at more than 150 million merchant locations worldwide. Transactions are processed through regulated banking infrastructure. This ensures compliance with financial standards in the United States.
With the US launch, MetaMask expands its global presence. The card is already available in countries such as Canada, Brazil, and the United Kingdom. It also operates in parts of Europe and Latin America. Additional markets are expected in the future.
Consensys stated that the rollout supports its strategy to connect onchain finance with everyday commerce. The company aims to make digital asset payments simple and secure. The MetaMask Card represents a step in integrating crypto payments into daily transactions.
Get 3 Free Stock Ebooks
Discover top-performing stocks in AI, Crypto, and Technology with expert analysis.
- Top 10 AI Stocks - Leading AI companies
- Top 10 Crypto Stocks - Blockchain leaders
- Top 10 Tech Stocks - Tech giants
