TLDR
- AFP Protección will allow only qualified investors to access its Bitcoin fund.
- Bitcoin exposure will not change the main pension savings allocation.
- Participation depends on personalized advisory and investor risk profile.
- Protección follows Skandia in offering Bitcoin investment in Colombia.
AFP Protección, Colombia’s second-largest private pension and severance fund manager, is preparing to launch an investment fund with exposure to Bitcoin. The new product will be available only to qualified investors, following a personalized advisory process to evaluate their risk profile.
🟠🇨🇴 BITCOIN MOVES INTO PENSION SAVINGS IN COLOMBIA
Colombia’s second-largest pension manager, AFP Protección, is preparing a new fund that allows Bitcoin exposure.
Investors must go through risk assessment before allocating part of their portfolio to $BTC.
Protección manages… pic.twitter.com/gmTbgGDl4A
— Coin Bureau (@coinbureau) January 25, 2026
Juan David Correa, president of Protección SA, confirmed the initiative during an interview with Valora Analitik. “The most important element is diversification,” Correa said. “Those who can participate will find a space for a percentage of their portfolio, if they so wish, to be exposed to this type of asset.”
Limited Access for Qualified Investors
The Bitcoin-linked fund will not be available to all clients. Access is restricted and requires a consultation to ensure each investor meets specific criteria. This approach is intended to protect pension savings while allowing exposure to digital assets.
Correa noted that the fund will not alter the core allocation of pension portfolios. Investors who qualify may choose to allocate a portion of their assets to Bitcoin while maintaining their primary investments in traditional instruments.
Following Industry Trends
Protección is the second major pension fund in Colombia to offer Bitcoin exposure, following Skandia Administradora de Fondos de Pensiones y Cesantías. Skandia introduced Bitcoin investments in one of its portfolios in September last year.
The move aligns with a growing interest in cryptocurrencies among institutional investors. Colombian pension funds are gradually exploring options to include alternative assets, such as Bitcoin, as part of broader diversification strategies.
Focus on Diversification and Risk Management
Correa emphasized that Bitcoin allocation is meant to diversify portfolios rather than replace existing investments. “This product is designed to give investors an opportunity to include a small portion of digital assets while keeping their core savings stable,” he said.
The advisory process will assess each investor’s experience, risk tolerance, and financial goals. This ensures that only suitable clients participate, aiming to balance potential returns with pension safety.
AFP Protección’s initiative marks a notable development in Colombia’s pension fund sector. By offering Bitcoin exposure, the fund provides qualified clients with access to digital assets while maintaining the stability of core pension allocations.
The launch demonstrates the growing acceptance of cryptocurrencies among regulated financial institutions in Colombia and follows a cautious approach to protect investor savings.





