Coinbase Says AI Agents Already Use Stablecoin Wallets Inside The Company

TLDR

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Coinbase CEO said the company is giving AI agents stablecoin wallets.
Coinbase said smart wallet uses passkeys and needs no seed phrase.
Coinbase said smart wallet is on Base Sepolia testnet via Wallet SDK.
Coinbase said embedded wallets support email and social login in apps.

Coinbase executives say AI agents are already being treated like workers inside the company. They describe a setup where software agents can hold and spend digital money. Coinbase CEO Brian Armstrong said, “We’re giving them all stablecoin wallets.” He added, “If you really want to treat them like digital employees, they need to have a corporate card.

Coinbase CEO reveals how ai agents are already helping run the company
"We're giving them all stablecoin wallets. If you really want to treat them like digital employees, they need to have a corporate card. But traditional corporate cards can't be issued to non human entities." pic.twitter.com/TsJCby5PQz
— Luke Martin (@VentureCoinist) March 1, 2026

Armstrong said normal corporate cards cannot be issued to non-human entities, so crypto wallets can fill that gap. He described stablecoin wallets as a way to assign funds to agents and track spending. Coinbase has not provided figures on how many agents use wallets. The comments were shared alongside Coinbase’s broader wallet product updates.

Coinbase links agent payments to easier onchain onboarding

Coinbase says onboarding remains a major barrier for onchain growth. The company points to seed phrases, signing steps, and gas fees as common friction points. It says many users leave when setup feels unfamiliar and time-consuming. Coinbase says it wants wallet creation to feel closer to standard app login.

In a Feb. 29, 2024 post tied to Base and ETHDenver, Coinbase described new wallet tools for developers. The post was written by Will Robinson and Max Branzburg. It framed the goal as “Evolving wallets to bring a billion users onchain.” The company said it is building options that reduce steps and also cut confusion.

Smart wallet uses passkeys and aims for app to app portability

Coinbase says it is adding a “smart wallet” to the Coinbase Wallet SDK. The company says a user can create a wallet inside a dapp using a passkey. It says this removes the need for a seed phrase during setup. It also says users will not need downloads or extensions.

Coinbase says the smart wallet is designed to work across many apps. It says users can carry balances between dapps that support the SDK. Coinbase also described a full screen web portal for managing assets and identities. The company said the smart wallet was available on the Base Sepolia testnet.

Embedded wallets target familiar logins and white label design

Coinbase also described embedded wallets powered by Wallet as a Service. It said developers can build wallets that sit inside their own apps. It also said these wallets can use email and social login flows. The goal is to make crypto steps less visible to new users.

Coinbase said embedded wallets let apps control the user experience end to end. It said the wallets can be white labeled and tailored to each product. Coinbase said developers could apply for an early access program. It did not share a general release date in the post.

Stablecoin wallets for AI agents connect spending to automation

Coinbase’s comments about AI agents focus on payments and access controls. A stablecoin wallet can be funded, and it can be limited by rules. It can also log transfers in a way teams can review. That can support automation while keeping accounting records.

The company presented the idea as part of treating agents as “digital employees.” Armstrong said the corporate card model does not map well to software entities. Coinbase’s wallet tools may support such use cases, since they can create wallets quickly. The company has not detailed specific internal policies for agent budgets.