Key Highlights
- Revolut aims for an IPO valuation reaching $200 billion, with a public debut expected no sooner than 2028
- The fintech firm’s most recent valuation stood at $75 billion following a share transaction in November 2025
- An anticipated secondary offering in late 2026 may value the company at approximately $100 billion
- The company secured a complete U.K. banking license in March and submitted an application for U.S. banking authorization
- Pre-tax earnings climbed 57% to reach £1.7 billion during 2025
Revolut, the prominent British financial technology company recognized for its cryptocurrency offerings and digital banking platform, has informed potential investors that it’s pursuing a valuation as high as $200 billion for its upcoming public market debut, according to a Financial Times report published April 21.
During its most recent secondary share transaction in November 2025, the firm achieved a $75 billion valuation. The newly proposed target represents an ambitious 125% jump in value within less than half a year.
Revolut has engaged in conversations with investors regarding a valuation spectrum between $150 billion and $200 billion in preparation for its planned stock market entrance. Company executives have stated the public listing won’t occur before 2028.
Prior to the anticipated IPO, the fintech leader is reportedly organizing another secondary share offering scheduled for the latter part of 2026. Industry sources suggest this transaction could establish a company valuation near the $100 billion threshold.
According to a person familiar with the matter quoted by the Financial Times, no definitive valuation figure has been finalized. When approached for commentary, Revolut declined to verify the reported numbers.
Co-founder Nik Storonsky revealed in December that achieving a $200 billion company valuation would make his personal ownership position worth approximately $80 billion.
Financial Performance and Regulatory Milestones
Revolut announced pre-tax earnings of £1.7 billion for the 2025 fiscal year, representing a 57% year-over-year increase. This growth trajectory, while substantial, marks a deceleration compared to the previous year’s nearly 150% profit surge.
In March 2026, the company achieved a significant regulatory breakthrough by obtaining a full banking license in the United Kingdom, concluding a multi-year application process.
The fintech firm simultaneously filed for a U.S. banking license through the Office of the Comptroller of the Currency in March. Regulatory approval would enable Revolut to function as a conventional banking institution within American markets.
Established in 2015, Revolut provides an array of financial services spanning money transfers, foreign currency exchange, and digital asset trading. The company has evolved into Europe’s highest-valued startup enterprise.
Evolution from Innovation to International Presence
Since its inception, the organization has systematically extended its operations throughout numerous countries while consistently building its user community.
Throughout its private company phase, Revolut has attracted substantial backing from venture capital firms and private equity investors.
Should the company achieve its $200 billion IPO target, it would secure a position among the most valuable fintech enterprises ever to enter public markets.
Revolut has yet to disclose which stock exchange will host its listing or provide a more precise timeline beyond indicating a post-2028 target.
The company’s latest strategic move involves its March 2026 submission for a U.S. banking license, which currently awaits approval from the OCC.
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