XRP Could Face Another 30% Decline Before 2026 Recovery, Analyst Warns

Key Takeaways

Table of Contents

XRP maintains a position near $1.35, recording modest gains for the second consecutive session despite persistent market pressure.
Exchange-traded funds tracking XRP experienced $2.3 million in capital withdrawals Monday, with total managed assets declining to $944 million from $1.65 billion in January.
Open Interest in XRP futures contracts plummeted to $2.45 billion, representing a dramatic 73% decrease from the July peak of $10.94 billion.
Technical analyst Ali Martinez projects a possible 30% correction before XRP begins a sustained recovery phase in 2026.
Ripple launched native cryptocurrency capabilities on its enterprise treasury platform, enabling management of XRP and RLUSD stablecoin alongside traditional currencies.

As of Wednesday, April 2, XRP maintains its position slightly above the $1.35 level. While the digital asset has recorded consecutive daily gains, investor appetite from both institutional and retail segments remains notably subdued.

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XRP Price

Trading commenced at $1.34, with modest upward movement throughout the session. However, XRP remains constrained beneath a critical declining resistance trendline, with recent bounce attempts losing momentum near the $1.43 threshold.

All three major moving averages—the 50-day, 100-day, and 200-day EMAs—remain positioned significantly above current trading levels. Technical momentum indicators present a bearish outlook, with the MACD tracking below its signal line on daily timeframes. The RSI registers approximately 43, suggesting continued downward momentum while remaining above oversold conditions.

External geopolitical factors have contributed additional headwinds. The prolonged military conflict involving the United States and Israel against Iran, now extending into its second month, has generated widespread pressure across cryptocurrency markets, with attempted rallies consistently facing rejection.

Institutional and Derivatives Metrics Reveal Declining Interest

Spot XRP exchange-traded funds listed in the United States registered $2.3 million in net withdrawals on Monday. Tuesday’s trading session showed minimal flow activity in either direction. While cumulative fund inflows remain at $1.21 billion, total assets under management have contracted to approximately $944 million—a 43% decline from the January 1 peak of $1.65 billion.

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Source: SoSoValue

Futures market participation continues its downward trajectory, with Open Interest declining to $2.45 billion Wednesday from $2.54 billion in the prior session. This represents a substantial contraction from the record $10.94 billion registered in July, coinciding with XRP’s all-time high of $3.66. March 2026 represented the inaugural month of negative net ETF flows since these investment products debuted in November 2025.

Technical strategist Ali Martinez shared his multi-year chart analysis of XRP, suggesting the formation of an ascending triangle configuration. The pattern’s horizontal resistance barrier sits around $3.32, and following the failed breakout attempt, XRP experienced a correction exceeding 55%.

If $XRP is following this ascending triangle, it could offer a short-term buying opportunity and a strong long-term uptrend. pic.twitter.com/q9RbslAUUU
— Ali Charts (@alicharts) March 31, 2026

According to Martinez’s assessment: “Should XRP continue respecting this ascending triangle pattern, traders may find a tactical entry point for short-term positions while positioning for an extended bullish trajectory.” His analysis identifies the possibility of an additional 30% retracement before meaningful upside resumes, with a multi-year logarithmic support line serving as a critical price floor.

Ripple Expands Treasury Solution With Native XRP Support

From a corporate development perspective, Ripple has unveiled the integration of native blockchain functionality into its Ripple Treasury solution. The newly introduced capabilities, branded as Digital Asset Accounts and Unified Treasury, enable chief financial officers to monitor and control both traditional fiat currencies and digital assets—including XRP and the RLUSD stablecoin—through a consolidated interface.

⚡️RIPPLE LAUNCHES DIGITAL ASSET TREASURY PLATFORM
Ripple unveiled Digital Asset Accounts and Unified Treasury, a system enabling management of fiat, RLUSD, and $XRP in one interface without manual reconciliation.
It’s the first enterprise TMS with native digital asset support. pic.twitter.com/WH4AnJCK0U
— Coin Bureau (@coinbureau) April 1, 2026

Ripple’s Chief Executive Officer Brad Garlinghouse previously disclosed that the platform facilitated $13 trillion in payment transactions during the previous calendar year, catering to a diverse client base ranging from emerging businesses to Fortune 500 corporations. Notably, none of that transaction volume involved cryptocurrency settlement, though the recent enhancement aims to bridge that gap.

The Digital Asset Accounts functionality incorporates live market valuation, precision to 15 decimal places, and automatic transaction documentation. The Unified Treasury component delivers instantaneous visibility spanning all digital asset holdings and cash positions.

Several enterprise clients are currently participating in beta testing programs in advance of the worldwide platform deployment.