Key Highlights
- Walmart’s majority-owned OnePay has expanded from two cryptocurrencies to over 15 tokens in just months
- The platform now supports Solana, Cardano, Polygon, Arbitrum, SUI, Bitcoin Cash, and PAX Gold alongside Bitcoin and Ethereum
- OnePay focuses on serving cryptocurrency newcomers with emphasis on accessibility, liquidity, and regulatory compliance
- The app aims to become America’s answer to superapps, integrating banking, payments, lending, and digital assets
- Paul Atkins, SEC Chair, has voiced approval for consolidated financial service platforms under unified regulatory oversight
The fintech application OnePay, which is primarily controlled by Walmart, has dramatically broadened its cryptocurrency selection to include more than 15 different tokens within a matter of months.
When OnePay introduced its cryptocurrency services in January, the selection was limited to just Bitcoin and Ethereum. The platform has since incorporated numerous additional digital assets including Solana, Cardano, Bitcoin Cash, PAX Gold, Polygon, Arbitrum, and SUI.
According to Ron Rojany, who serves as OnePay’s general manager overseeing Core App and Crypto operations, the selection criteria for these tokens centered on user demand, market liquidity, clear regulatory standing, and sustainable long-term value.
“We’re less focused on chasing the latest asset and more focused on offering a curated set of assets that align with how our customers actually use and think about their money,” Rojany told Cointelegraph.
Rojany indicated that the platform is experiencing robust user activity, particularly among individuals entering the cryptocurrency space for the first time who seek straightforward entry points. However, he declined to provide detailed metrics on user counts.
Beyond cryptocurrency, OnePay delivers high-interest savings products, both credit and debit card services, lending options, and mobile phone plans. The platform also features a digital payment wallet compatible with Walmart retail locations and the company’s e-commerce platform.
With Walmart’s US division recording net sales of $462.4 billion during fiscal year 2025, OnePay benefits from access to an enormous potential user base.
Building America’s Superapp
OnePay has positioned itself as the American equivalent of a “superapp,” drawing inspiration from China’s WeChat platform, where consumers manage virtually all financial activities through a single interface.
The company faces competition in this space. Coinbase CEO Brian Armstrong revealed plans in late September to develop a comprehensive crypto superapp featuring credit cards, payment processing, and Bitcoin rewards programs designed to challenge traditional banking institutions.
Meanwhile, Japan’s Startale Group announced intentions to utilize $50 million from its Series A investment round to construct a superapp that merges payment systems, wealth management, and blockchain-based services.
Favorable Regulatory Climate Emerges
SEC Chair Paul Atkins indicated in September his support for platforms delivering multiple financial services within a single regulatory structure.
In July, Atkins revealed he had instructed SEC personnel to create guidance facilitating the “super-app” concept. This revised regulatory approach would permit platforms to bundle trading, lending, and staking services together.
“We’re still early and our focus is on building our crypto platform the right way: creating a trusted, safe and intuitive experience for everyday customers,” Rojany said.
OnePay introduced its latest tokens — SUI, Polygon, and Arbitrum — merely days following the addition of 10 previous cryptocurrencies, demonstrating an aggressive expansion timeline since the platform’s January debut.
Get 3 Free Stock Ebooks
Discover top-performing stocks in AI, Crypto, and Technology with expert analysis.
- Top 10 AI Stocks - Leading AI companies
- Top 10 Crypto Stocks - Blockchain leaders
- Top 10 Tech Stocks - Tech giants
