Ripple Partners With Aviva Investors To Tokenize Funds On XRP Ledger In 2026

TLDR

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Ripple and Aviva Investors will tokenize traditional fund structures on XRPL.
Ripple called it its first European investment manager tokenization deal at scale.
The firms cited XRPL speed, low cost, and sustainability for the project.
Ripple’s RLUSD is being used alongside several recent tokenization partnerships.

Ripple Labs has announced a new partnership with Aviva Investors. The firms plan to expand real-world asset tokenization on the XRP Ledger. Ripple said the work will focus on tokenized fund structures.

The company framed the deal as a step into more traditional finance use cases. Ripple’s Managing Director said it is the first collaboration with a European investment manager. The goal is to tokenize RWAs on XRPL at scale.

Partnership targets tokenized fund structures on XRPL

Ripple and Aviva Investors said the project will tokenize traditional fund structures. Aviva Investors manages funds and related products for clients. The partnership aims to move parts of those structures onto XRPL.

Ripple said it will support Aviva Investors with technical expertise. Ripple also described itself as a core contributor to the XRP Ledger. Both firms positioned XRPL as suitable for asset tokenization workflows.

Why Aviva Investors chose the XRP Ledger

The update pointed to XRPL transaction speed and low fees. It also referenced sustainability as part of the selection. Aviva Investors was described as seeking these features for future asset management systems.

Ripple’s Managing Director described the deal as a regional milestone. The executive said it is “the company’s first collaboration with a European investment management firm.” Ripple also said the effort is designed to support tokenization at scale.

Real-world asset tokenization remains a key trend

Tokenization of real-world assets has grown across major blockchain networks. Large asset managers have launched tokenized funds on other chains. The report referenced examples on Ethereum, including products tied to BlackRock and Franklin Templeton.

Ripple has said it wants a larger share of this market over the next few years. It has promoted XRPL for issuing and moving tokenized value. The Aviva partnership fits that strategy, based on the company’s recent announcements.

RLUSD and compliance focus in recent Ripple collaborations

Ripple has been pairing RLUSD with parts of its tokenization push. The report said Ripple minted millions of RLUSD earlier this month. It also said RLUSD reached a $1.5 billion valuation in that period.

The Aviva collaboration may also include further product releases in 2026. The report tied those potential releases to compliance requirements. Ripple has presented compliance as a core condition for working with regulated firms.

Ripple has also announced other partnerships in recent months. The report referenced a Zand partnership as another recent move. It also noted Ripple’s stated interest in tokenizing U.S. Treasury Bills on XRPL.