XRP and Remittix have spent 2025 racing toward the same finish line: instant global settlement that feels as casual as sending a text. XRP carries the bigger brand, but Remittix just clocked an eye-catching 400 % climb from its $0.015 seed price to the current $0.081 presale tier. The simple question now: Who will handle your next international payment?
XRP Still Runs the Fast Lane?
Last Friday, the XRP Ledger posted a 60 % burst in daily payment traffic, topping eight million transfers for the week, about triple mid-2023 figures. Major banks took notice. One U.S. treasury desk noted that XRP cuts cross-border settlement times by roughly sixty % compared with the old SWIFT rails.
Regulatory tailwinds may be gathering. Ripple’s surprise bid for a national trust-bank charter would let XRP-powered settlement plug straight into FedWire and FedNow, opening domestic U.S. clearing alongside its global corridors.
Analysts already float a near-term $5 target if that license lands this quarter. For holders, the takeaway is clear: throughput rises, friction falls, and XRP’s claim to “always-on” money transfer grows tougher to ignore.
Remittix: PayFi’s New Crowd-Puller
Four days ago, Remittix Labs demoed a wallet that fires ETH, SOL, DOGE, or XRP into any bank account in about ten seconds, with fees rounding toward zero.
The clip showed crypto landing as naira in Lagos, pesos in Bogotá, and euros in Berlin without an exchange or off-ramp queue. Every swap burns a slice of RTX, adding steady buy pressure that pairs nicely with fresh demand.
Backers like math. A June 29 presale update confirmed Remittix has gathered close to $16 million, edging close to the $18 million soft cap. On-chain data shows 548 million + tokens sold, and the 50% bonus code is still active for late buyers.
That stack means earliest supporters now sit on a 400 % return, yet many analysts sketch out dollar-plus prices once the PayFi wallet hits public launch and merchant plugins go live.
Remittix looks ready to ship the smooth retail rails that Ripple promised years ago. Its lean API lets small stores settle in local cash with a single browser call, no coding marathon required.
Two new payment corridors in Asia and Latin America are slated to open before the presale closes, and early pilot merchants report settlement that feels “as quick as tap-to-pay.” Some traders already tag RTX as “XRP 2.0”—a lighter, faster iteration aimed squarely at the checkout aisle.
Keeps Surging: The Final Take
XRP stacks institutional wins; Remittix captures fresh mindshare in day-to-day commerce. Both are gunning for slices of the $10 trillion remittance and B2B transfer pie, but their tactics differ. XRP leans on regulator badges, central-bank links, and deep liquidity pools. Remittix bets on user-controlled wallets, token scarcity, and a codebase slim enough for a weekend hackathon.
Which token will rule tomorrow’s payments? If you crave the comfort of billion-dollar pools and a potential U.S. bank charter, XRP remains hard to top.
If you believe a nimble PayFi upstart can move from $16 million raised to mass adoption by making crypto feel like cash, Remittix could steal the crown. One thing’s certain: the payments race just shifted into high gear, and both XRP and Remittix have the throttle wide open.
Join the Remittix presale and community:
Disclaimer: This is a Press Release provided by a third party who is responsible for the content. Please conduct your own research before taking any action based on the content.
Stay Ahead of the Market with Benzinga Pro!
Want to trade like a pro? Benzinga Pro gives you the edge you need in today's fast-paced markets. Get real-time news, exclusive insights, and powerful tools trusted by professional traders:
- Breaking market-moving stories before they hit mainstream media
- Live audio squawk for hands-free market updates
- Advanced stock scanner to spot promising trades
- Expert trade ideas and on-demand support