Ripple’s XRP and Stellar’s XLM are back in the spotlight as the crypto market regains momentum. Both are longstanding players in the remittance space, known for their fast, low-cost transfers. However, a lesser-known token, Remittix (RTX), is now being tracked closely by early-stage investors, with some calling it a “sleeping giant” in the payments race.
XRP Breakout Signals Fuel July Optimism
XRP is flashing a classic breakout setup, trading within a tight falling wedge on the 3-day chart. If price escapes the upper trendline soon, analysts are of the view that the price may soar to the price of $2.92 and even to the price of 3.63 in case it breaks the upper trend line soon.
From a macro view, the odds of U.S. interest rate cuts in September are climbing. A softer dollar environment typically favors risk assets like XRP. Network-wise, Ripple recently integrated an Ethereum-compatible sidechain and rolled out major upgrades like token escrow. Still, wallet activity on-chain remains flat, suggesting that price gains may need fresh user growth to stick.
Source: Tradingview
XLM Builds Toward Key Resistance Zones
Stellar (XLM) is also trending up, with its price hovering near $0.24. Analysts are watching a descending triangle pattern that has held firm on the daily chart. According to experts, a successful breakout could push XLM toward $0.313, then $0.485.
Market volume and sentiment support a slow shift from bearish to bullish. XLM has stayed above key moving averages and is forming higher lows, a technical signal that often leads to sustained rallies. Still, like XRP, XLM’s recent climb is largely speculative. Real remittance volume across both chains has yet to match early promises from years past.
Source: Tradingview
Why Remittix Could Quietly Win the Race
Remittix (RTX) isn’t just offering low fees—it’s transforming how crypto becomes cash. While XRP and XLM rely on institutional corridors and centralized gateways, Remittix uses a decentralized engine to bridge dozens of tokens directly into fiat bank accounts worldwide.
Take Marcus, a copywriter in Kenya, paid in USDC. With Remittix, his U.K. client’s USDC gets auto-swapped into Kenyan shilling and lands in his local bank account, all in minutes, at under 1% cost. This real-time, low-cost settlement bypasses CEX bottlenecks and outdated SWIFT systems entirely.
At $0.0811 per token and close to $16 million already raised, RTX is still early. But with a working product, a clear target, the $860 billion annual remittance market—and rising demand for same-day payments, many now see it as the XRP 2.0, just without the SEC baggage.
The Verdict: Utility Will Decide the Winner
XRP and XLM are seasoned contenders with solid tech and loyal communities. But if real-world use cases are what drive the next phase of crypto growth, Remittix is uniquely positioned to outpace both. In a world where speed, conversion, and accessibility define value, RTX may not just join the race—it might finish first.
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